Business owners intertwine business and personal finances all too often. After all, you are your business, but muddling up the two will mean a mess at tax time.
Even if you’re just starting out, it’s essential to split up these two parts of your money life. Treat your business, big or small, like a viable entity.
“That starts with tracking your business expenses separately from your personal, even though initially it may feel like they are one in the same if you are a one-man shop,” says Cynthia Heil, a certified financial planner with Cascade Financial Management in Tampa, Fla. Read more »
Every year around tax time, we enjoy wishing freelancers a happy new year. That’s because one of the best times to get serious about personal finance is now, when you’ve finished your taxes and have resolved to organize your financial life better for next year.
Most of the time, we’re addressing young freelancers who are struggling to make ends meet and making mistakes experienced freelancers have long ditched. But every year we meet experienced freelancers who are doing things the hard way. For example, there’s the social media guru — a man who recently billed one client six figures — who told us that his filing system consisted of stuffing receipts and unopened bank statements into plastic bags scattered around his office. It was April 1, and he was determined to organize the contents of all eight bags in a day so he could meet with his accountant. Read more »
Between the beaches and the jagged peaks of the Sierra Blanca mountains sits Marbella’s old town – its Moorish casco antiguo – an unexpected pocket of peaceful, cobble-stoned charm and antiquity among the southern Spanish resort town’s modern mix of working local life and tourist trappings.
Most buyers in this part of the Costa del Sol scuttle to the holiday complexes near the beach or villas in the hills – homes with pools, lawns and parking spaces. But Marbella’s historic centre, an enclave of whitewashed houses, shady squares and family-owned restaurants, offers something that a new development never can. Read more »
The city of Marbella was founded by Muslims who established its overall structure and architecture. Before the Muslims came, there were several different villages and cultures within the area of Marbella, the ruins of which can still be visited today. In the old part of the city, you can still find the influence of the Romans.
In 711, the Moors, led by Al-Tarik, came to Spain through the area that today is called Tarifa. Marbella was the perfect location for the Arabs to settle due to its proximity to Tarifa. Here they set about building their city and their main monument is the castle, La Alcazaba which was built to defend the city. Read more »
In his book “Maverick Startup,” serial entrepreneur Yanik Silver lays out his “X Factors” for turning your big idea into a profitable business, without taking on debt, partners or even a business plan. In the following excerpt, Silver guides readers through X-Factor No. 1: Developing a big idea.
If you don’t have a big idea, you simply fade into the background like every other “me too” product or service. It’s not always about having a proprietary product or service. This is really more about positioning and a prospect’s immediate reaction to your product.
That’s one of the key elements of the big idea — gut reaction. With our world being busier than ever, people usually don’t have time to explore absolutely everything about a product or service. We use shortcuts for our decision-making. The more clearly you can distinguish your product or service, the better you’ll do in the crowded marketplace. Read more »
Following publication of the resolution from the State Secretary for Telecommunications and the Information Society in the Official State Gazette, the application period for requesting financial aid for projects within the framework of the Telecommunications and Information Society Strategic Action Line of the National Scientific Research, Development and Technological Innovation Plan under the R&D Competitiveness sub-programme began on Friday.
The initiatives eligible for financial aid through this announcement must be carried out at a European level, in line with the “European Digital Agenda” and priority will be given to lines of action aimed at the competitiveness of SMEs; Smart Cities and e-government; interoperable and borderless content and services in a mobile environment, promoting the incorporation of such priority technologies as Cloud Computing; security and confidence systems for the user and Apps. Read more »
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