22 Aug 2016: Cancellation of the mortgage over your property in Spain

With these few lines we intend to inform you on the steps to be carried out by yourself, to formally cancel a mortgage loan which has already been paid in full. Make sure the bank signs the Title Deed that cancels the mortgage in Spain! After the settlement of the debt with your bank,

Wim Lamers
Lawyer in Spain, Lawyer Marbella, Lawyers in Marbella, Property Lawyer in Marbella, Spanish law firm,

22 Feb 2016: Community of property owners in Spain. Regime of private real estate developments (art. 24 Horizontal Property Act)

This blog came from a query made by a client, a homeowner who is part of a Spanish community of owners, with the particularity that each house has small garden plot and relief. At the last Annual General Meeting was agreed that the Community of owners may carry out maintenance works and repair of

Wim Lamers
Lawyer in Spain, Lawyers in Marbella, Property Lawyer in Marbella, Spanish law firm,

25 Jan 2016: How to settle bills at international trade

The manner to settle bills at international transactions are practically the same as in domestic trade, although they have some differentiating factors. The way of settling bills can be classified according to whether or not are subject to both, financial and commercial management of documentation: Simple alternatives of payments.

Wim Lamers
Lawyers in Marbella, Legal Advice Costa del Sol, Spanish law firm, Start a company in Spain,

11 Jan 2016: The minimum interest rate charged on a mortgage in Spain (Cláusula suelo)

Below we briefly and simply explain everything concerning the minimum interest rate charge on a mortgage in Spain. The so known “Cláusula suelo” The so known “Cláusula suelo”, in relation with the mortgage loan and the property purchase by mortgage, is a contractual clause stipulating a minimum payable to the bank although the ordinary interest

Wim Lamers
Lawyer in Spain, Lawyers in Marbella, Property Lawyer in Marbella, Spanish law firm,

08 Jan 2016: New Spanish coast regulation and its application in seconds and subsequent transfers of properties, in cases of new registration of properties in Spain and differences in measurements

In relation to the second and subsequent registrations at Spanish Land Registry on properties that intersect or those that are lining arround the maritime-terrestrial public domain, please find as follow a number of rules that the owners should take into account (notes to article 36 of Spanish coast legislation): – In Spain, if a

30 Nov 2015: Down Payment or Deposit (arras) in the Spanish purchase agreement

Nowadays most people that grant a purchase contract in Spain, know or have a general concept of the DOWN PAYMENT, but few people know that there are three different types of deposit which have each one different legal considerations according to whether we sign one or the other, so it’s important to know what you

Wim Lamers
Lawyer in Spain, Lawyers in Marbella, Property Lawyer in Marbella, Spanish law firm,

23 Nov 2015: New capacities of the Notary with the Law of Voluntary Jurisdiction

With the approval of the new Spanish Law 15/2015 of July 2 of the Voluntary Jurisdiction, is increased the capacity in favor of the Notaries, Land Registers and Mercantile Registers, with a consequent decrease in workload at Spanish Courts and Tribunals. Notaries in Spain may attend and resolve different queries in civil, inheritance, marriage,

Wim Lamers
Lawyers in Marbella, Legal Advice Costa del Sol, Spanish law firm, Spanish lawyers,

07 Sep 2015: All you need to know about the President and Administrator at the Community of Owners in Spain

The Spanish community of owners in Spain is governed by the Owners General Assembly, the President and where applicable, the Vice-Presidents, the Secretary and the Administrator. The President is appointed among the owners by community vote or, when not achieved, by drawing lots. The acceptance of the charge is compulsory, although the designated owner may

Wim Lamers
Law in Spain, Lawyers in Marbella, Property Lawyer in Marbella, Spanish law firm,

17 Aug 2015: Inheritance in Spain (II)

Reductions on the inheritance tax in Spain and specifically in Andalusia for acquisition of a company, business or shares in Spanish companies, as well as Reduction for acquisition of habitual residence. In our previous articles (SEE… ), we have already informed you about the general reductions and bonuses on these reductions as well as additional

Wim Lamers
Inheritance Marbella, Spanish Inheritance Tax, Spanish law firm, Spanish tax, Spanish Will,

03 Aug 2015: The compensation councils in Spain (“junta de compensación”)

The definition of compensation councils in Spain is set out in the Spanish Royal Decree 3288/1978. The urban planning must be executed in essence by the Administration of the State, the local entities, the special urban entities and in particular all individuals. The compensation councils are created to develop a certain area of the town

Wim Lamers
Lawyers in Marbella, Legal Advice Costa del Sol, Property Lawyer in Marbella, Spanish law firm,

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Cancellation of the mortgage over your property in Spain