22 Aug 2016: Cancellation of the mortgage over your property in Spain

With these few lines we intend to inform you on the steps to be carried out by yourself, to formally cancel a mortgage loan which has already been paid in full. Make sure the bank signs the Title Deed that cancels the mortgage in Spain! After the settlement of the debt with your bank,

Wim Lamers
Lawyer in Spain, Lawyer Marbella, Lawyers in Marbella, Property Lawyer in Marbella, Spanish law firm,

22 Feb 2016: Community of property owners in Spain. Regime of private real estate developments (art. 24 Horizontal Property Act)

This blog came from a query made by a client, a homeowner who is part of a Spanish community of owners, with the particularity that each house has small garden plot and relief. At the last Annual General Meeting was agreed that the Community of owners may carry out maintenance works and repair of

Wim Lamers
Lawyer in Spain, Lawyers in Marbella, Property Lawyer in Marbella, Spanish law firm,

09 Feb 2016: Appeal to the agreements of the community of owners in Spain

Appeal to the decisions taken at the meeting of a community of owners in Span. In the event that you consider that your interests could be injured, you should be aware that you can present an appeal against an agreement adopted in the Board of proprietors of the Community, provided that the following circumstances appear:

Wim Lamers
Law in Spain, Lawyer in Spain, Lawyers in Marbella, Property Lawyer in Marbella,

11 Jan 2016: The minimum interest rate charged on a mortgage in Spain (Cláusula suelo)

Below we briefly and simply explain everything concerning the minimum interest rate charge on a mortgage in Spain. The so known “Cláusula suelo” The so known “Cláusula suelo”, in relation with the mortgage loan and the property purchase by mortgage, is a contractual clause stipulating a minimum payable to the bank although the ordinary interest

Wim Lamers
Lawyer in Spain, Lawyers in Marbella, Property Lawyer in Marbella, Spanish law firm,

14 Dec 2015: Inheritance of your home in Spain

The Spanish legal and tax advice should be individual and specific to each client, and especially in the case of succession and Inheritance in Spain and its planning as the advice may be completely different due to the personal and family circumstances of each client. Therefore, each case must be studied carefully. For instance a

Wim Lamers
Inheritance Marbella, Property Lawyer in Marbella, Spanish Inheritance Tax, Spanish tax,

30 Nov 2015: Down Payment or Deposit (arras) in the Spanish purchase agreement

Nowadays most people that grant a purchase contract in Spain, know or have a general concept of the DOWN PAYMENT, but few people know that there are three different types of deposit which have each one different legal considerations according to whether we sign one or the other, so it’s important to know what you

Wim Lamers
Lawyer in Spain, Lawyers in Marbella, Property Lawyer in Marbella, Spanish law firm,

26 Oct 2015: Changes in the law which rules the guarantees for payments on account of the price during the construction of a property in Spain

(Please check our blog “Insurance for payments on account at the time of the purchase of a property in Spain”) Law 20/2015, of July 14, management, supervision and solvency of insurers and reinsurers, has amended the Law Construction Planning in relation to the rights of individuals in the anticipated amounts paid on account during the

Wim Lamers
Law in Spain, Lawyer in Spain, Lawyers in Marbella, Property Lawyer in Marbella,

07 Sep 2015: All you need to know about the President and Administrator at the Community of Owners in Spain

The Spanish community of owners in Spain is governed by the Owners General Assembly, the President and where applicable, the Vice-Presidents, the Secretary and the Administrator. The President is appointed among the owners by community vote or, when not achieved, by drawing lots. The acceptance of the charge is compulsory, although the designated owner may

Wim Lamers
Law in Spain, Lawyers in Marbella, Property Lawyer in Marbella, Spanish law firm,

03 Aug 2015: The compensation councils in Spain (“junta de compensación”)

The definition of compensation councils in Spain is set out in the Spanish Royal Decree 3288/1978. The urban planning must be executed in essence by the Administration of the State, the local entities, the special urban entities and in particular all individuals. The compensation councils are created to develop a certain area of the town

Wim Lamers
Lawyers in Marbella, Legal Advice Costa del Sol, Property Lawyer in Marbella, Spanish law firm,

04 May 2015: Taxes for non-residents. Capital gains in Spain

Capital gain tax in Spain. This information is drawn up to inform you about the capital gains that may arise from the sales of real estate in Spain. Do not hesitate to contact our lawyers or accountants of this English speaking law firm in Marbella, Málaga, Spain for more information. Which Spanish tax law is

Wim Lamers
Lawyers in Marbella, Property Lawyer in Marbella, Spanish Capital Gain Tax, Spanish law firm,

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Cancellation of the mortgage over your property in Spain